Transparency Statements

Adam Samuel
Lawyer, Compliance & Dispute Resolution Consultant, Adam Samuel
“I believe there ought to be higher levels of transparency in financial services because investors need to know what is in their funds"
Adrian Holliday
Reporter, Freelance
“I believe there ought to be higher levels of transparency in financial services because millions of consumers are reliant on it for their long term savings future.”
Adrian Tupper
Consultant, Moneyquestioner.co.uk
“I believe there ought to be higher levels of transparency in financial services because there is too much lack of trust between providers and consumers"
Albert Montano
Chairman, Ventana Financial Associates
“I believe there ought to be higher levels of transparency in financial services because the consumer is being misled"
Alex Varley-Winter
Journalist, Freelance
“I believe there ought to be higher levels of transparency in financial services because of the public interest."
Alexander Adamou
Fellow, London Mathematical Laboratory
“I believe there ought to be higher levels of transparency in financial services because financial markets are social constructs and financial services are a public good.”
Alexander Rush
Senior Pensions Lawyer, Stephenson Harwood LLP 
“I believe there ought to be higher levels of transparency in financial services because it is vital that the effect of charges is known as far as reasonably possible when making long term investment decisions."
Alister Sneddon
CTO and Co-Founder, Genuine Impact
“I believe there ought to be higher levels of transparency in financial services because restoring customers trust in us is to the benefit of both users and businesses. Success comes from truly solving a customers issue and being open about it."
Andrew Eschtruth
Associate Director, External Relations, Center for Retirement Research at Boston College
“I believe there ought to be higher levels of transparency in financial services because individuals need to trust financial services companies in order to achieve a secure retirement."
Andrew Speke
Head of Comms, High Pay Centre
"I believe there ought to be higher levels of transparency in financial services because this is necessary to regain public trust in the sector."
Andy Agathangelou
Founding Chair, Transparency Task Force
“I believe there ought to be higher levels of transparency in financial services because it holds the key to regaining the trust of the consumer, delivering value-for-money and operating a competitive market”
Anita Scrace
Director, ARCS Solutions Ltd
“I believe there ought to be higher levels of transparency in financial services because there are still far too many instances of hubris, excess and selfishness at the highest levels of management in an industry that keeps professing that that it is acting in the best interests of all its investors."
Anna Skipper
Senior Analyst - Corporate Governance, Aviva Investors
“I believe there ought to be higher levels of transparency in financial services because it is only through transparency that we can gain the trust required to succeed.”
Antonella Filbin
Chairman Capital, Cranfield Trustees
“I believe there ought to be higher levels of transparency in financial services because it will have such a beneficial impact upon incomes in retirement”
Antonio Puca
Managing Director, BlueVal Group
“I believe there ought to be higher levels of transparency in financial services because it is essential for the industry to perform its social function."
Bart Heenk
Managing Director, Avida International
“I believe there ought to be higher levels of transparency in financial services because it helps pension funds to take better informed decisions"
Ben Goldby
Principal Associate, Gowling WLG
“I believe there ought to be higher levels of transparency in financial services because trust is essential and is being erroded."
Christopher Aurrichio
Business Development Analyst, Newton Investment Management
“I believe there ought to be higher levels of transparency in financial services because people's money/savings are at risk."
Chris Tobe
Chief Investment Officer, Stable Value Consultants
“I believe there ought to be higher levels of transparency in financial services because it creates a better system"
Clara Durodié
Founding Partner, Cognitive Finance Group
“I believe there ought to be higher levels of transparency in financial services because trust is the birthplace of asset management.”
Clare Reilly
Head of Corporate Development, Pension Bee
“I believe there ought to be higher levels of transparency in financial services because the economy should work for everybody."
Colin Meech
National Officer, UNISON - Capital Stewardship Programme
“I believe there ought to be higher levels of transparency in financial services because Pension scheme members should know how much it costs to be a member of their scheme. The full cost, including all transactions, for the administration and investment of their money”
Connie Erlanger
CEO & Co-Founder, GoKnown
“I believe there ought to be higher levels of transparency in financial services because it restores confidence in markets which in turn helps markets to thrive"
Dave Burgess
Managing Director, DB Auto Consultancy
“I believe there ought to be higher levels of transparency in financial services because there are to many dodgy people and many vulnerable people"
David Butcher
Founder and Director, Communications and Content
"I believe there ought to be higher levels of transparency in financial services because it will encourage better outcomes for consumers and other customers."
David Clark
Director and Chairman - Executive Committee, The Institute for Global Financial Integrity
“I believe there ought to be higher levels of transparency in financial services because without transparency investors lack the confidence to invest and markets fail to fulfil their true function of allocating capital efficiently."
David Coe
CEO, The Fairbanking Foundation
“I believe there ought to be higher levels of transparency in financial services because there is still obfuscation of detail, charges and functionality that lead to financial exclusion"
Debbie Henderson
Founder, Centre for Inspired Leadership
“I believe there ought to be higher levels of transparency in financial services because the world needs greater trust and FS is the bedrock of a healthy economy."
Denis Kilroy
Managing Director, The KBA Consulting Group
“I believe there ought to be higher levels of transparency in financial services because being in business is an opportunity to create wealth by being of service to society, not an opportunity to appropriate wealth at the expense of non-shareholder stakeholders.  Transparency is an important defence against wealth appropriating behaviour"
Dennis Waite
Coach Driver, National Express
“I believe there ought to be higher levels of transparency in financial services because too many innocent people have had their lives ruined  by HMRC rubber stamped criminals"
Desiree Lucchese
Senior Associate, MSCI
“I believe there ought to be higher levels of transparency in financial services because transparency is transformative"
Dipo Akinrinlade
CEO, Financial Freedom Academy
“I believe there ought to be higher levels of transparency in financial services because it is in everyone's best interest."
Dr. Kara Tan Bhala
President and Founder, Seven Pillars Institute for Global Finance and Ethics
“I believe there ought to be higher levels of transparency in financial services because transparency is a pro-ethical condition that enables us to fulfil our fiduciary duty and to achieve justice and the common good. Assiduous transparency yields continuous trust.”
Edward Smythe
Senior Researcher, Tomorrow's Company
“I believe there ought to be higher levels of transparency in financial services because the incumbent system is not fit for purpose in terms of delivered outcomes for savers or its impact on the 'real economy'. Only with higher levels of transparency can we identify those areas that can be radically improved."
Erik Conley
Founder, Zen Investor
“I believe there ought to be higher levels of transparency in financial services because, as Vanguard founder John Bogle says: ‘the tyranny of compounding costs takes about two-thirds of the gains clients make. The client puts up 100% of the capital, and takes 100% of the risk, but only gets one-third of the return.’ Something is very wrong with our financial system. Investors deserve to know exactly what they’re buying and how much it will cost, today and over time.”
Frank Ashe
Owner, Quantitative Strategies
“I believe there ought to be higher levels of transparency in financial services because this enhances trust in the finance industry."
Gary Savery
Revenue Protection Reporter, Ensignbus
“I believe there ought to be higher levels of transparency in financial services because of the high demand in policing our pension schemes"
Gavin Palmer
Shareholder Nominated to the AGM Committee, Sharesoc Private Investor Association
“I believe there ought to be higher levels of transparency in financial services because trust and being your word as my bond generates win-win situations. Without transparency in the internet world reputations will be shredded with their organisations."
George Kinder
Founder, Kinder Institute
“I believe there ought to be higher levels of transparency in financial services because transparency is cornerstone of integrity in the systems and structures of our democracy."
Gerald Wellesley
Client Director, PS Governance Services
“I believe there ought to be higher levels of transparency in financial services because It enables better decision making"
Helena Morrissey
Former Chair, The Investment Association   
“I believe there ought to be higher levels of transparency in financial services because it's the very starting point for establishing trust."
Henrik Pederson
Managing Partner, Co-Founder, CLERUS LLP
“I believe there ought to be higher levels of transparency in financial services because it will be good for everyone. Consumers will be able to compare and demand better value for money and the financial services industry itself will benefit from becoming more competitive, lean and effective”
Henrik Wolff-Peterson
Director and Co-Founder, Panda Connect
“I believe there ought to be higher levels of transparency in financial services because for being able to take rational decisions we need to have control of our data; independently, timely and complete.”
Henry Tapper
Director, First Actuarial & Founder, Pension PlayPen
“I believe there ought to be higher levels of transparency in financial services because people want to know what they’re buying. We cannot be trusted. Our system depends on trust and fiduciaries managing our money. Until people consider themselves investing in a trustworthy way - we will remain untrusted. Transparency is the only way to break this vicious circle.”
Herbert Blank
Senior Consultant, Global Finesse
“I believe there ought to be higher levels of transparency in financial services because the industry has earned distrust in the past and needs to earn trust in the future"
Hugh Donahue
Consultant, Hugh Carter Donahue
“I believe there ought to be higher levels of transparency in financial services because humanity requires it."
Hugo Wuyts
Pension Board Member, LB of Barking & Dagenham
“I believe there ought to be higher levels of transparency in financial services because it is in everyone's interest."
Ian Cowell
Head of Investment Solutions, UK & Ireland, Allianz Global Investors 
"I believe there ought to be higher levels of transparency in financial services because sharing clear and understandable disclosures will drive positive innovation and can empower the customers of the industry to improve their long-term outcomes."
JB Beckett
Author #NewFundOrder New Fund Order, Assoc. of Professional Fund Investors
"I believe there ought to be higher levels of transparency in financial services because optimum economic value has become remote and distorted and by virtue active fund management and professional fund buyers fragile to digitalisation. Unless we put the City in order, technology will obsolete us, like Godzilla looming over us.”
Jim Hofheimer
CEO, Toroso Advisors
“I believe there ought to be higher levels of transparency in financial services because we need to restore faith in an industry that has lost it's way and is vital to our democracy."
John Belgrove
Senior Partner, Aon Hewitt
“I believe there ought to be higher levels of transparency in financial services because consumers and clients need to trust the industry through having access to clear, open, honest, jargon-free information in order to make informed choices to meet their financial objectives.”
Johnny Stormonth-Darling
Inventor/writer/student, Hopeful Technologies Ltd
“I believe there ought to be higher levels of transparency in financial services because of the potentially harmful effects on society and the environment."
Jon Parker
CEO, Jonathan Parker Consulting
“I believe there ought to be higher levels of transparency in financial services because without it, customers will simply continue to mistrust the industry and lose out financially.  However, we would be wise to remember that more information and data can itself be a hindrance to improving outcomes”
Jonny Paul
Freelance Journalist
“I believe there ought to be higher levels of transparency in financial services because financial advice is still generally seen as the preserve of the wealthy and post-crisis there is still much distrust. I believe that a campaign from within that homes in on greater transparency, focusing more on consumer outcomes, that does not stem from the regulators is a powerful way to show intent”
Juan Zuluaga
Writer, InversionesSinllusiones.com
“I believe there ought to be higher levels of transparency in financial services because it will help us to see what can be done better”
Julian Fernandes
Project Coordinator, Herts Constabulary
“I believe there ought to be higher levels of transparency in financial services because there isnt enough at the present to deal with issues"
Kay Ingram
Director, LEBC
“I believe there ought to be higher levels of transparency in financial services because consumers deserve to know what they are getting for their money.”
Kaz Aston
CEO, W1 PR 
“I believe there ought to be higher levels of transparency in financial services because the industry and public need & want it post Brexit."
Kylie Blundell
Head of Standards and Education, FINSIA
“I believe there ought to be higher levels of transparency in financial services because it will promote ethical conduct and help rebuild consumer trust"
Lesley James
Director, Simplified Money
"I believe there ought to be higher levels of transparency in financial services because none of this is our money! How can we expect clients to have trust in our services if they cannot even be sure of the price?”
Luliia Shpak
PhD Candidate - Financial Economics/ Asset Pricing, University of East London
“I believe there ought to be higher levels of transparency in financial services because Transparency is critical for investor confidence and trust in financial markets.”
Manita Khuller
Marketing Consulting, Self Employed
“I believe there ought to be higher levels of transparency in financial services because innocent people are being ripped off"
Margaret Snowdon
Chairman, Pensions Administration Standards Association
“I believe there ought to be higher levels of transparency in financial services because it is the best way we can restore public trust in pensions.”
Marie Pearson
Councillor, Brentwood Borough Council
“I believe there ought to be higher levels of transparency in financial services because poor innocent individuals have been tested appallingly"
Mark Ormston
IT and Administration Manager, Retirement Online
“I believe there ought to be higher levels of transparency in financial services because we need to support consumers, enabling better decisions and outcomes based on a fuller picture."
Martijn Rozemuller
Managing Director, Think ETF's/VanEck
“I believe there ought to be higher levels of transparency in financial services because at this point a great part of European consumers don't engage in investing for the wrong reasons"
Martin Palmer
Head of Corporate Funds Proposition, Zurich
“I believe there ought to be higher levels of transparency in financial services because it will help to provide a level playing field as well as helping to restore trust and confidence amongst consumers that they are receiving value for money. This is particularly important at a time when increasing consumer engagement and understanding is so critical.”
Matthijs Verweij
BD Mgr, Pensions, KAS BANK N.V.
“I believe there ought to be higher levels of transparency in financial services because more transparency leads to better governance and in control management of pension schemes in all aspects.”
Michael Erlanger
Director, Chief Visionary & Co-Founder, GoKnown
“I believe there ought to be higher levels of transparency in financial services because it reduces uncertainty risk"
Mike Stafford
Director, Stafford Wealth Management
“I believe there ought to be higher levels of transparency in financial services because the more informed the client is the better decisions he/she can make. So for our part we are happy to display our charges on our website for both lifestyle financial planning and for regulated investment services.”
Nicholas Morris
Academic Visitor, St Anthony’s College, Oxford
“I believe there ought to be higher levels of transparency in financial services because financial services are key to our economy and society, and transparency is necessary to encourage trustworthy behaviour by financial services professionals. It is important that we define their obligations and responsibilities clearly, and then hold the industry and those who work within it to account.”
Nigel Sycamore
Director, Clear Workplace
“I believe there ought to be higher levels of transparency in financial services because our clients deserve it. It’s as simple as that.”
Nigel Bradshaw
Head of Investor Solutions, ING
“I believe there ought to be higher levels of transparency in financial services because I believe there ought to be higher levels of transparency in financial services because what was once a well respected industry and key contributor to society has become completely self serving and at odds with sustainable flourishing in the communities in which it operates."
Nigel Harper
Retail Banking Specialist, Retired
“I believe there ought to be higher levels of transparency in financial services because victims of austerity and SME victims of Banking have paid the ultimate price for Banking corruption."
Nils Johnson
Founder and Director, Spence Johnson Ltd
“I believe there ought to be higher levels of transparency in financial services because it is good for business. Confidence, efficiency, growth and profitability are all enhanced – over the long term – by greater transparency”
Paul Dowding
Co-Founder, Ledger4
“I believe there ought to be higher levels of transparency in financial services because there will be more opportunities for truly free market economics."
Paul Bates
Barrister, Bates Barrister
“I believe there ought to be higher levels of transparency in financial services because consumer protection"
Paul Lewis
Journalist, Paul Lewis
“I believe there ought to be higher levels of transparency in financial services because complexity and secrece leads to customers paying more"
Paul Moxey
Chairman, CRSA Forum
“I believe there ought to be higher levels of transparency in financial services because too much misinformation"
Peng Lim
Business Financial Crime Risk Manager, HSBC
"I think the principles are great. Do consider if it may be better for a social enterprise to be a charity with a Board of Trustees rather than a sole Key Controller and Shareholder"
Peter Uhlenbruch
Research Assistant, Ownership Matters
“I believe there ought to be higher levels of transparency in financial services because transparency is foundational to value-positive markets and communities."
Philip Meadowcroft
Chairman, Brandmasters Ltd Executive Pension Scheme
“I believe there ought to be higher levels of transparency in financial services because trust between providers and customers has been broken"
Rachel Haworth
Policy Officer, ShareAction
“I believe there ought to be higher levels of transparency in financial services because ensuring institutional investors are directly accountable to the people whose money they look after is the only way to transform the system into one that serves savers, society and the environment”
Ralph Frank
CEO, DC (UK) Cardano
“I believe there ought to be higher levels of transparency in financial services because users of our services should be able to understand what is being done for them and the corresponding charges being levied”
Ramin Nakisa
CEO, PensionCraft
“I believe there ought to be higher levels of transparency in financial services because financial services can only rebuild trust through transparency"
Raphael Douady
Professor, University Paris 1
“I believe there ought to be higher levels of transparency in financial services because financial markets deadly need it"
Renny Biggins
Pensions Technical Officer, TISA
“I believe there ought to be higher levels of transparency in financial services because the industry is currently perceived as confusing by consumers. In order to promote engagement, we need to break down those barriers and make it easier to understand. However, we should be mindful that too much information will confuse consumers."
Richard Ellis
Institutional Relationship Manager, Sarasin & Partners
“I believe there ought to be higher levels of transparency in financial services because savers / pensioners need to be properly informed about the products they invest in; they achieve the outcomes they expect; and to help build trust in the investment industry that is lacking at present.”
Richard Emery
Bank Fraud Investigator, 4Keys International
“I believe there ought to be higher levels of transparency in financial services because transparency is a prerequisite to trust."
Richard Hulbert
Insight Analyst, Defaqto
“I believe there ought to be higher levels of transparency in financial services because it empowers better financial decisions.”
Richard Metcalfe
Principal, Richard Metcalfe Consulting
“I believe there ought to be higher levels of transparency in financial services, and particularly in pensions, because we cannot afford for people not to save for retirement”
Robert Davies
Director, Smart-Beta Investments Ltd
“I believe there ought to be higher levels of transparency in financial services because it helps investors make better decisions."
Robert Dellner
Managing Partner, I3 Partners
“I believe there ought to be higher levels of transparency in financial services because it's an integral part of the changes needed in the Economy."
Robert Lockie
Branch Principal, Bloomsbury Wealth
“I believe there ought to be higher levels of transparency in financial services because it makes it easier for consumers to engage effectively."
Robert Reid
Readers Editor, Money Marketing
“I believe there ought to be higher levels of transparency in financial services because people have a right to know what happens to their money."
Robin O'Grady
Head of Business Development, Hawksmoor Investment Management
“I believe there ought to be higher levels of transparency in financial services because consumers & their advisers need to regain trust in a hugely competitive market and be certain of all the facts before being able to make informed choices.”
Rohan Grey
Consultant, Hugh Carter Donahue
"I believe there ought to be higher levels of transparency in financial services because the financial system exists to serve public purpose, and democracy requires an informed polity."
Rory Maguire
Managing Director, Fundhouse
“I believe there ought to be higher levels of transparency in financial services because there is a moral imperative behind what we all do: to enable as many clients to retire with dignity as possible."
Samantha Bryant
Administrator, Motorbelle
“I believe there ought to be higher levels of transparency in financial services because scammers need to be stopped"
Sarah Young
MD, GSAV Limited
“I believe there ought to be higher levels of transparency in financial services because the retail consumer deserves better protection and the industry should know better!”
Scott Henderson
Partner, Henderson Hotels
“I believe there ought to be higher levels of transparency in financial services because the bank and their legal teams have hidden their true crimes for to long! These have to be made public and all held to account."
Servaas Houben
Actuary, EY
“I believe there ought to be higher levels of transparency in financial services because customers should be able to make the best decision based on their needs"
Shann Turnbull
Principal, Internaitonal Institute for Self-governance
“I believe there ought to be higher levels of transparency in financial services because covert benefits spread mistrust to inhibit business"
Shyam Moorjani
Partner, RSM
“I believe there ought to be higher levels of transparency in financial services because pension scheme members are entitled to know the full cost, including all transactions, for the administration and investment of their money. Transparency will also allow benchmarking and informed comparisons to allow investors to make informed and better investing decisions and to enable them to improve outcomes to reach their financial goals.”
Simon Rowell
Director, Department for Education
“I believe there ought to be higher levels of transparency in financial services because I believe there ought to be higher levels of transparency in financial services because we need to ensure financial services serve society and meet its changing needs"
Simon Black
Chairman, Lexical Labs
"I believe there ought to be higher levels of transparency in financial services because the industry will better serve the needs of society"
Sonia Shah
Financial Regulatory Consultant, Grant Thornton
“I believe there ought to be higher levels of transparency in financial services because of poor culture and conduct demonstrated"
Sophia Morrell
Independent Media Consultant
“I believe there ought to be higher levels of transparency in financial services because I’m passionately committed to a fair and functioning City which benefits everyone. We have a world-class financial services industry in London and by working together, we can ensure it serves equal purpose and value to its participants and users."
Spencer Stots
Director of Risk, Vivat/Zwitzerleven
“I believe there ought to be higher levels of transparency in financial services because clients must be protected from unexpected surprises and unfair dealings"
Stefan Pagacik
Co-Founder, AI4Impact
“I believe there ought to be higher levels of transparency in financial services because currently, the system enables greed and avarice to drive decision making that ultimately harms the innocent"
Stephanie Baxter
News Editor, Professional Pensions
“I believe there ought to be higher levels of transparency in financial services because we need to tackle unnecessarily high charges and ensure investors get value for money. This is integral to giving people the best possible retirement outcomes.”
Steve Conley
Business Development Director, Workplace Pensions Direct
“I believe there ought to be higher levels of transparency in financial services because Transparency is a means to an end, where the end game is greater accountability, good decision-making and trustworthiness … which leads to better commercial outcomes for members, sponsors, markets through investment, and in the long-run - via improved reputation, public engagement and a reduced savings deficit - for the asset managers themselves and the financial services industry as whole."
Steve Ackland
CEO, AiM Ltd
“I believe there ought to be higher levels of transparency in financial services because trust requires governance, control and transparency.  And financial services is all about trust"
Stewart Bevan
UK Product Manager, KAS BANK N.V.
“I believe there ought to be higher levels of transparency in financial services because stakeholders deserve to have access to the right information, to inform the best levels of decision-making and improve outcomes”
Stuart Turnbull
Managing Partner, HUB Consulting Associates
“I believe there ought to be higher levels of transparency in financial services because the risk of corruption for personal gain and power is so high"
Stuart Simchowitz
Director, Retirement Plan Services, RMR Wealth Builders
“I believe there ought to be higher levels of transparency in financial services because it is needed to build the confidence of our clients and future prospects"
Sunil Chadda
Managing Director, Cairn Consulting Ltd
“I believe there ought to be higher levels of transparency in financial services because every customer has the right to know exactly how much goods and services cost at the point of purchase and price discovery is essential in Financial Services for all to achieve better outcomes."
Susan Cuff
Director, Cuff Associates
“I believe there ought to be higher levels of transparency in financial services because a lack of transparency drives corrupt behaviours."
Tania Ahuja
CEO, Nobias
“I believe there ought to be higher levels of transparency in financial services because financial services are the backbone of the economy"
Terence Prideaux
Managing Director, Morley Hall
“I believe there ought to be higher levels of transparency in financial services because the aspirations of savers and their advisors will not be met if managers take more than headline fees and trust in the financial system will not be won."
Thomas Clarke
Professor, UTS Business School
“I believe there ought to be higher levels of transparency in financial services because trust is what financial services are based upon"
Tim Williams
Business Development Director, FinoComp
“I believe there ought to be higher levels of transparency in financial services because encreased transparency can only be a good thing for all parties of the industry and, most importantly, the end customer. I support this initiative and would urge others to do so. The Symposium’s are a great forum to hear views from across the industry and shine a light on those areas that could be improved."
William Goodhart
Chief Executive, CFA Society of the UK
“I believe there ought to be higher levels of transparency in financial services because it contributes to the establishment of trust which can improve consumer outcomes. To date, the focus has been on costs and performance, but the investment profession and its stakeholders would also benefit from an improved understanding of the purpose of investment and from the processes employed on their behalf.”

Further information about the TTF

You can click on the button below to read about the 130+ Transparency Task Force Ambassadors. The list includes world class academics and highly respected thought leaders from right around the world.

Click here to see the TTF Ambassadors

Transparency Task Force Advisory Group

You can click on the button below to read about the Transparency Task Force Advisory Group, which is Chaired by the former Chair of the Financial Conduct Authority’s Financial Services Consumer Panel.

Click here to see the TTF Advisory Group

If you want to read testimonials…

If you haven’t been to one of our events before you can use the link below to read some testimonials:

Click here for Testimonials

Scroll Up
Social Share Buttons and Icons powered by Ultimatelysocial
YouTube
LinkedIn