Jane Farmer

Member,
Project Heritage

Jane is a member of diyLaw and campaigner against personal guarantees. She is also a developer/promoter of Project Heritage PG Resolution – an online system of redress for people evicted from their homes due to the abuse of personal guarantees and an advocate of Intellectual Capital as security for business lending.

Jane is working towards sustainable financial support for business which does not rely on security placed on people’s homes. She believes PGs are a barbaric, unregulated practice, often covert and in practice, they make it more attractive for lenders to force the sale of a third party’s home rather than recover funds from a business borrower – or indeed lend responsibly. Jane believes the only way banks will regain the confidence of the SME sector is when lenders fund SMEs more intelligently and honestly.