Ambassadors - Transparency Task Force

Harry Chemay

Harry Chemay is an experienced finance professional focused on delivering innovative investment solutions. His experience spans a period in excess of 23 years, incorporating:

Wealth management/advisory – assisting HNW individuals and SMSF trustees to take control of their own retirement outcomes; Institutional asset consulting – assisting superannuation funds (amongst others) to execute their fiduciary in respect of investment strategy; and a Co-Founder of one of Australia’s first digital advice solutions, delivering highly transparent, low-cost investment advice & asset management to cohorts previously priced out of such services.

Harry commenced his career in financial services within KPMG’s private wealth division. He advised primarily within the accounting sector, with senior adviser roles at Horwath (now part of Grant Thornton) and WHK (now Crowe Horwath).

After more than a decade in wealth management Harry transitioned from personal to institutional advice, joining Mercer investment consulting.

He spent some 4 years at Mercer, providing advice and asset consulting services to superannuation funds, university endowments and financial planning firms. During that time he completed the Certified Investment Management Analyst programme, offered by the then Investment Management Consultants Association (now the CIMA Society of Australia).

Prior to co-founding Clover, Harry consulted in the profit-to-member pension space, with a particular focus on retirement income innovation. His work resulted in an award-winning retirement income solution, one of the first in Australia created to deal with the complexities of sequencing risk.

An active participant within the wealth and superannuation space, Harry is a regular contributor to investment websites in Australia and overseas, writing on a range of topics across investing, financial planning and FinTech.

Harry is also a sought-after presenter, both in Australia and abroad. He has spoken at numerous conferences, facilitated Australian masterclass panels for S&P Dow Jones Indices, and in 2017 was invited to deliver a presentation on Robo-Advice at the World Knowledge Forum in Seoul. Other invitees to this prestigious conference included former First Lady and Presidential Candidate Hilary Clinton, former French President Francois Hollande and former UN Secretary General Ban Ki-moon.

Harry holds a Bachelor of Business (Banking & Finance) from Monash University in addition to post-graduate qualifications in finance.

Ivka Kalus

Ivka is an accomplished investor with over 20 years experience managing global and international equity portfolios for retail and institutional clients. She has experience launching new investment strategies, both active and indexed, and has significant expertise in sustainable investing (ESG and SRI) and gender-lens investing.

Before co-founding Promethos, Ivka was lead portfolio manager of International Strategies at Boston Advisors. Prior to joining Boston Advisors in 2015, Ivka was a senior portfolio manager at Pax World Management, where she managed the Pax World International Fund and the Pax World Global Women’s Equality Fund. Before Pax World, she managed international and global portfolios at State Street Global Advisors and Baring Asset Management, and was a global equity analyst at Independence Investments and at Putnam Investments.

Early in her career, Ivka worked as a management consultant to large corporations in the U.S., Europe and Latin America, including three years in Prague working on projects to privatize state-owned Czech companies.

Ivka’s global investment expertise is enhanced by her experience living and working around the world and her ability to communicate effectively in English, French, German, Spanish and Czech. She earned a B.A. degree in biology from Harvard University, a Master’s degree from the Fletcher School of Law and Diplomacy, and an M.B.A from INSEAD. Ivka currently serves on the boards of the Boston Economics Club, United Planet, and American Boronite Corporation.

Elizabeth Salas Evans

Elizabeth is the President & Chief Compliance Officer of Cayena Capital Management, LLC, an independent registered investment firm, with a family office in New Hampshire. Liz began her career in 2005 with Fidelity Investments and has since held positions with TD Ameritrade, Charles Schwab, Windhaven Investment Management, and a small local independent registered investment adviser. Her financial services experience covers a broad range of roles including that of a relationship manager to high net worth individuals, research assistant, retirement specialist, global trade analyst, and Portfolio Manager.

Throughout her career, Liz, has had a particular interest in race and gender equality within the financial services industry and in socially responsible investment themes, corporate practices, environmental stewardship, consumer protection, human rights and diversity. A native of New Hampshire, Liz received a B.S. degree in Business Finance from Southern New Hampshire University, where she is currently completing her Masters in Applied Economics.

She was previously registered with FINRA with Series 7, 9 and 10 licenses, with an active Series 65 and 63. Additionally, Liz serves as Treasurer of Girls at Work, a local nonprofit located in Manchester, NH and on the executive board of NHPBS, located in Durham, NH.

Mariann Györke

With over 20 years of experience gained internationally, Mariann has worked mainly at large multinational corporations. She began as a trainee chartered accountant at KPMG Hungary, before embarking on a career in industry. At first, she worked in various internal audit roles of increasing responsibility, bringing process improvement solutions to senior management while ensuring compliance with accounting regulations, laws, as well as company policies.

She then progressed into regional finance, starting with internal control and management oversight of increasingly extensive portfolios of companies. Her responsibilities included championing an ethics-based culture, providing advice on complex accounting issues, compliance, financial reporting, and supporting various organizational change projects. Most recently, she moved into a financial advisory role on integrating large acquisitions, driving cultural as well as operational change. Currently a freelance consultant, facilitator, and researcher with a special interest in the role of accountants and the finance profession in corporate governance and ethics, as well as on how conversational leadership can nurture integrity and earning trust.

Mariann has a Mastère Spécialisé (Consulting and Coaching for Change) at HEC Paris and Said Business School, University of Oxford and is a Certified Chartered Accountant (ACCA). She also hold Certificates in Training, Action Learning, Digital Training Courses, Design Thinking, and soon in Ethics.

Professional Experience Highlights:

Independent Contributor – Mazars Finance Transformation Lab; The Change Leaders; Mom’ Frenay

Business Unit Controller; Integration Lead; Regional Controller; Senior Financial and Operations Auditor; - United Technologies Corporation (Corporate, Climate Controls, and Security Divisions)

Corporate Auditor – Coca-Cola HBC

Senior Auditor – The Open Society Foundation

Auditor – KPMG Hungary

Darren McShane

Darren McShane is an experienced regulator and policy maker across a wide spectrum of financial services.

Darren provides advice on regulatory and policy matters to regulatory bodies, multilateral agencies, industry bodies and private firms. He is a regular contributor to conferences and seminars focused on improving outcomes for consumers of financial services. Amongst his published work is ASIC Report 581 “Review of ASIC Regulatory Guide 97: Disclosing fees and costs in PDSs and periodic statements”, published in July 2018.

Until March 2017, he was the Chief Regulation & Policy Officer and Executive Director of the Hong Kong pension regulator, the Mandatory Provident Fund Schemes Authority (MPFA). He was an Executive Director of the MPFA for a period of 15 years and guided the Hong Kong pension system through a series of major reforms.

He was also, until he finished his role with the MPFA in March 2017, the Chairman of the Technical Committee of the International Organisation of Pension Supervisors (IOPS). In that role he had responsibility for steering the work of IOPS in setting global standards and good practices for the regulation and supervision of private pension funds around the world.

Prior to his time at the MPFA, he held a number of senior roles with the Australian Securities and Investment Commission (ASIC) and its predecessor bodies and he also worked for a period with the fund management regulator in the United Kingdom (IMRO).

Dean McClelland

Dean McClelland is the Founder and CEO of Tontine Trust for which he is our September 2019 Transparency Award Winner.

Tontine Trust is a Fintech that aims to be a global disruptor in the pensions industry. Initially they will introduce tontine-style low fee lifetime income plans in the US after which they intend to launch in Europe what will become the world’s first fully transparent pension scheme.

After studying Economics, Accountancy, Law& Computer Science at Griffith College in Dublin, Ireland Dean’s career has spanned equity sales trading, investment banking, and real estate investments, working in London, Frankfurt, UAE & Asia. As a serial fintech entrepreneur, Dean has demonstrated his ability to start new ventures, swiftly build teams and achieve financial success, embrace new technology to scale businesses, and adapt to market and business challenges to restructure company business models.

In 2017, Dean was asked to find a suitable lifetime income pension solution for family & friends. Having become frustrated at the lack of a simple affordable solutions, he committed himself to developing the most world’s most trustable lifetime income pension solution which could offer fair lifetime incomes to retirees without charging high fees.

For further information see: https://tontine.com

TV Interview: Bringing Transparent Tontines Back from the Dead, Real Vision, 17 February 2020, Duration: 49 minutes

David Tong

David Tong, the Managing Director of CPA-Partnership since 2005 is a seasoned tax and accounting professional. He has diverse experience spanning more than 45 years in major fields that include taxation, auditing and transaction advisory services. He has the unique distinction of working with the large accounting firms in different capacities from Audit Manager to Managing Partner which are as follows:

Arthur Anderson & Co., Sydney & Singapore – Audit Manager/ Tech Director – 7 years

Touche Ross & Co. (now Deliotte Touche), Singapore – Audit Partner / Managing Partner – 11 years

Pannell Kerr Forster (PKF), Singapore – Audit & Transaction advisory services, Managing Partner – 23 years

Over a period of over 30 years in Touche and PKF, David has gained wide experience in assignments of a consulting nature (mainly in hospitality consulting) besides assurance work such as statutory and internal audits; tax compliance and advisory services, due diligence (in mergers and acquisitions) and related work. David is a director and/or shareholder of a number of companies across a diverse range of industries that include investments, services, trading and non-profit in Singapore and abroad. His role at these companies is mainly advisory in nature.

David is a fellow member of The Institute of Singapore Chartered Accountants (ISCA) and a fellow member of the Institute of Chartered Accountants in Australia and a Certified Management Consultant and Financial Planner (Malaysia). David has also served as council member of the Institute of Certified Public Accountants Singapore (ICPAS) (now know as Institute of Singapore Chartered Accountants) and was a founder member of Institute of Management Consultants Singapore.

David was appointed as Chairman of the International Trade Council for Singapore on March 1, 2015. He has also been appointed as the Chairman of the Foundation of Rotary Clubs (S) Ltd and Rotary International District 3310 Prevention of Blindness Committee from 1 July 2015. He started this Committee and has been an advisor to the Committee since its formation in 2004 up to recently.

David has been active in the social sector since 1974, a period of 40 years. He started as the Chairman of People’s Association Youth Group (Ponggol constituency) in 1975 under the then MP Mr Ng Kah Ting. Soon after he served as Vice-Chairman of the Braddell Heights Community Centre Management Committee and Braddell Heights Citizens’ Consultative Committee under the then Member of Parliament Mr Goh Choon Kang. Whilst there he started the Braddell Heights Symphony Orchestra which is still active today. David was appointed as the Chairman of the Potong Pasir Community Club Management Committee by its advisor Mr Andy Gan and raised funds to build the new club. He was also a member of the Potong Pasir Citizen’s Consultative Committee. David served two terms as a board member of the Sentosa Development Corporation, Singapore and also as a member in the Advisory Council of the Pacific Asia Travel Association, also for two terms. David served in various other charities and non-profit organizations, including Rotary International. He is a Past District Governor of Rotary International District 3310 which comprises of Singapore, Johor, Malacca, Sarawak, Sabah and Brunei. He was Trustee of the Singapore Leprosy Relief Association for around 15 years. He has been recognized by NCSS (National Council for Social Services) for services as a volunteer for 40 years or more. David was Chairman of the Management Committee of NTUC-Rotary Silver Trust in Marsiling for three years till 31 December 2013. NTUC is the National Trade Union Congress that operates a number of ElderCare centers in Singapore. David was Chairman of the Serangoon Secondary School‘s Advisory Council and also the Chairman of the Oklahoma University Alumni in Singapore.

David has presented numerous papers on Accounting Standard and Auditors’ Independence issues, Tax issues and Corporate Finance issues in Singapore, Manila, Hong Kong, Kuala Lumpur, Jakarta, New York, Tokyo and London. David has been the Author and editor of “The Singapore Hotel Performance Survey” from 1990 to 1995. (In collaboration with the Singapore Hotel Association). In 1993 co-authored the publication “The Accounting Profession in Singapore’ with the American Institute of Certified Public Accountants.

With his wealth of experience, David along with his team is committed to taking the firm to the highest level possible.

Madalena Antolin Teixeira

Madalena is a Senior Portfolio Manager at BPI Vida e Pensões, where she joined in September 2019.

With more than 15 years of professional experience in asset management, Madalena was previously responsible for the management of institutional portfolios at Crédito Agrícola Group – CA-Gest, SGFIM, in 2008 she joined the asset management team in the wealth and investment management division of Barclays Bank in Portugal, and in 2015 became Head of Investments at ASK Patrimónios, SGP SA.

Madalena holds a Degree in Economics from the Universidade Católica Portuguesa, and post-graduate certificates in eBusiness (ISEG- UTL) and Management of Financial Institutions (UCP).

Maria Krambia – Kapardis

Dr. Krambia-Kapardis is the founder and first Chair of Transparency International-Cyprus (2010-2017), the founder and first president of the Economic Crime and Forensic Accounting Committee of the Institute of Certified Public Accountants of Cyprus (2010-2014) and a co-founder and member of the Board of the professional association ACFE- Cyprus (2017- ). Krambia-Kapardis is a Fellow member of Chartered Accountants of Australia and New Zealand and a Certified Fraud Examiner. For a number of years Maria has been serving as the Corruption Local Research Correspondent for the European Commission and in December 2017 she was on the panel of experts for the European Court of Auditors to discuss EU Fraud.

Maria has authored a number of books, articles in peer-reviewed journals and presented her work at international conferences. Her research interests include: fraud detection, investigation and prevention; corruption and anti-corruption; corporate responsibility; corporate governance; gender issues in business, and ethical behaviour. Her most recent book is Financial Compliance: Issues, Concerns and Future Directions and was published in 2019 by Palgrave Macmillan. She has been awarded a number of prizes for her publications such as in 2015 by Emerald Literati Network for her papers: “Perception of Political Corruption as a Function of Legislation” and “Corruption Correlates: The case of Cyprus. In 2017 the Gold Business magazine named her as one of the 100 most influential women in Cyprus and in June 2019 the Association of Certified Fraud Examiners (ACFE) awarded her the global award -Achievement in Outreach/Community Service Award for “being an active contributor to her community and being committed to helping improve the quality of life where she lives and works”.

Finally, Dr. Krambia-Kapardis initiated the “Business Ethos” award for the Cyprus Chamber of Commerce and Industry and the “Education Integrity” program offered by Transparency International-Cyprus and now Cyprus Integrity Forum which amongst other actions includes the poetry and literature competition for students of all ages, with the aim to build capacity on trust, integrity, transparency and ethos.

https://orcid.org/0000-0002-7762-1118

About Maria

Herbert Blank

Herb Blank is a Senior Consultant for Global Finesse LLC, heading the product strategy practice. He provides ESG, ETF, enhanced indexing and alternative data expertise.

During the past 35 years Herb has been involved in quantitative risk management, ESG modeling, ETF product development, portfolio management, product strategy, and business development. He served as Portfolio Manager for the Deutsche Bank CountryBaskets, the first ETFs launched on the NYSE, and assisted in planning the launches of iShares, GLD, and CountryBaskets.

Herb is a frequently published author and a well-recognized name from his 22 years helping to guide QWAFAFEW, a global society of investment quants. He holds an MBA from NYU Stern and a BA in Mathematics from the University of Pennsylvania.